Borrowing money is a bottomless pit! Teach you how to close Huabei and Baitiao

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How can I close Huabei and Baitiao? "Moonlight tribe" is no longer a new term, and it seems that this term is increasingly insufficient to describe some people who spend money like water. Nowadays, when businesses are vigorously promoting pre-consumption, installment repayments have given many people the illusion that "buying things does not cost money".

It is easy to open Huabei, but where can I turn it off?

Small sums add up to big sums, and over time, small installment payments eventually accumulate into a huge sum that you may not be able to pay back even if you empty your monthly income! It's time to control your hands from spending money recklessly! Closing Huabei and Baitiao is an important step to help you control your spending desire. What's more, Huabei and Baitiao will be recorded in your credit report. If you want to improve your credit report, you must be very cautious about this kind of small loan business.

However, many people are not clear about where the closing entrance is, whether it is Huabei or Baitiao. Financial service providers will not place the closing entrance in a prominent position like the entrance to open the service. Today, I will briefly tell you how to close Huabei and Baitiao.

How to close Huabei

Before closing Huabei, you first need to make sure that the outstanding Huabei balance has been paid off, otherwise you will not be able to close the Huabei service. The same applies to Baitiao, so I will not repeat it below.

First, open the Alipay App and enter the "My" interface from the bottom bar.

Next, click "Huabei" to enter the management page of Huabei service. In the bottom bar, click "My", and you can find the option of "Close Huabei" at the bottom of the interface. From it, you can apply to close Huabei, which requires face verification. Alipay will ask you the reason for closing it. The whole process is still very smooth.

In general, it is relatively simple to close Huabei, just follow the steps.

How to turn off the white bar

Closing Bai Tiao is more complicated. Although Bai Tiao can be opened and used through JD App, JD App does not provide Bai Tiao closing service! If you need to close Bai Tiao, you need to download the "JD Finance" App to operate.

Below is the specific process of closing the white bar.

First, in the JD Finance App, click "Bai Tiao" on the main interface to enter the Bai Tiao management page.

Next, click the "My" button in the bottom bar to enter the Baitiao account settings. The Baitiao closing entrance is relatively secretive. In fact, it is placed in "Account Security". Unexpected, right?

Finally, click "Cancel Baitiao Account" to turn off Baitiao. Similar to Huabei, canceling Baitiao also requires you to pay off your bills first. After passing the facial recognition verification, you can successfully turn off the Baitiao service.

Summarize

In general, both Huabei and Baitiao can be closed manually, but the entrance may not be so obvious. If you want to develop a good habit of saving money, you might as well change the habit of overspending. I hope this article can help you!